Haroudi, Ali. “De l’exclusion Bancaire a l’inclusion financière Quelques repères Sociologiques: تاريخ الاستلام:18 02 2023 تاريخ القبول:14 05 2023”. Human Resources Development Research, vol. 18, no. 02, Dec. 2023, pp. 208-27, https://rdrh.univ-setif2.dz/index.php/rdrh/article/view/417.