شكرين محمد. Covid-19 crisis, a catalyst for enhancing digital financial inclusion : تاريخ الاستلام: 2020/09/17تاريخ القبول:2021/01/03. Human Resources Development Research, [S. l.], v. 16, n. 01, p. 217–241, 2021. Disponível em: https://rdrh.univ-setif2.dz/index.php/rdrh/article/view/257. Acesso em: 3 nov. 2026.